M. B. Nirmal Founder & Leader : ExNoRa



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If savings increase
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  • If savings improve, the banks can utilize the money as its resources for lending for many useful purposes. Job opportunity for many will spring up. Here is a sample list:
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  • Barren land can become cultivable land.
  • Rivers can be embedded.
  • Ponds can be deepened and cleaned.
  • Wells can be bored.
  • Trees can be planted
    • We can reconserve and grow forests
    • Can cultivate vegetable garden
    • Can start medicinal herbs cultivation
    • Can create parks
    • Can make money out of waste
    • Can do rain water harvesting
    • Can stop erosion of natural resources
    • Can reduce pollution
    • Can build hospitals
    • Can use the money for more social cause and work
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    • So we can make such countless efforts by creating more and more jobs within ourselves as shown above.
    • Do not forget…
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    • ‘We are spending and ending natural resources, but are hardly spending human resources properly’.
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    • Let’s learn and take an oath to increasingly use human resources and save natural resources.
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    • Let us follow ‘Principled Simplicity’ to achieve this.
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    • So, we now know, that production increases. We also know that those produce will be essential and useful. The investments would change from one industry to the other. Overall, a healthy world would beckon us.
    • Dear Parents…
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    • You teach your child how to read, write, compete, pray, conduct him or herself. Is that all needed for one to lead a complete life? Where will they live if the land, water and air they need, is under threat? There would be a huge shortage of natural resources in near future. Land, air and water would be polluted to unimaginable levels. (Join ExNoRa forums to save earth and control pollution)
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    • No money can save your future generation. Only principled simplicity can save their lives. You should follow that and teach your children and others too. Encourage your child to follow principled simplicity. Teach them the skills to adopt simplicity.
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    • Old story and a new definition
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    • A king wanted to conduct a great yagna, a ceremony. He wished all his subjects participate in it and ordered each of them to donate one litre of milk for the ceremony. He was observing them with pride, obeying him, pouring litre after litre into the big vessel kept for that purpose. Later, when the king opened the vessel, he was shocked to see the vessel full of water! Each citizen though to himself, “ When others pour milk, what would happen if only I pour a litre of water as my contribution? It will get mixed and go unnoticed”. To everyone's surprise, all of them had cheated themselves and the king by pouring only water and no milk!
    • Old story and a new definition
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    • We can take this story as an example for a different reason. Do not think, all should start leading a simple life. You start first. You be the leader. Do not wonder “ why should I bother or worry about extravagance? Why not others?” Rather, start leading a simpler life yourself. Think, “All good things begin with me.” Follow the beautiful philosophy of ‘principled simplicity’.
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    • I would remind you the words of Martin Luther King again…
    • “ The problems we see around us are not caused by evil men. It is because of those good men who remain silent!”. Break that silence. Do social work. Give voice to the concerned.
    • Lavish Children
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    • We can understand the reason for why simple living is important, in a different way.
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    • If one understands, how extravagance spoils the minds of children, we will appreciate the need to live simpler. The reason to bring uniforms in schools is to avoid disparity. If one child wears a two thousand rupees worth dress and another child wearing a fifty rupees worth dress, parity crops up. The poor child will get affected mentally and psychologically and may feel depressed where as the rich ones may become arrogant and flashy. This in turn would affect the child’s morale and hence his/ her studies. Such differences may turn the child to a criminal too. Hence, uniforms were brought into practice at schools.
    • Uniformity in uniforms
    • There is a big school campus named, ‘Church Park’ in the heart of Chennai city. It had three schools running within its campus, namely the Sacred Heart, St. Ursula's and St. Andrews. The first school is for the rich, whose children wore Pale Green uniform, the second school is for the middle class who wore light blue uniforms and the third one was run for the poor, whose children were identified by their brown uniform. But among the common public and between the children, the parity in uniforms showcased their economic status, thus bringing an upheaval in their minds and attitudes. The management came to know of this and made a good decision of changing the uniform for all the schools into dark green uniform, thus bringing the parity to an end. That year the school were able to see a marked change in their end results!
    • This? or That?
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    • People who have insufficient earnings and who aspire to live beyond their means should read this:
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    • This or That?
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    • -Air conditioner - Fan
    • - VCD -Tape recorder
    • - Refrigerator - Earthen Pot
    • - Swanky car - Motor cycle, cycle
    • - Palatious bungalow - Simple flat
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    • When we buy those listed above on the left hand side, one eventually will get the following without asking for it:
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    • Loan burden above ones head
    • Sleepless nights
    • Hidden life fearing for the creditors
    • Diseases due to mental pressure
    • Cases in court
    • When one tries to get all the good things in life, which are surely beyond his capacity, he is sure of inviting the problems mentioned above. Instead, if one lives with a contented life, with those shown in the right hand side of the comparison above, we can understand that one attains:
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    • Reasonable bank balance,
    • Sound sleep
    • Walking head held high
    • Healthy mind, body and soul.
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    • So it is for you to decide which path you should tread.
    • The physical sweat is off and mental heat is on!
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    • A simple man, fell into the trap of lavishness. He bought all goods in his life in installments. TV, DVD, Fridge, Air conditioner, all except peace. He murmured later, “ I slept well without air conditioner before. Now, I have lost my sleep and have built mental pressure. My physical sweat is out but the internal mental heat is ON!” Those who sold to him waited for his installments, later only to know that this man had become insolvent!
    • Marriage and Pomp
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    • Thirumagal Marriage Scheme: Many who resort to simpler life, surprisingly try to show off their wealthiness, when it comes to the marriage of their daughter or son. A famous bank brought a scheme called ‘Thirumagal’ Marriage scheme in Tamilnadu. This acclaimed widespread appreciation among the masses. Once a girl child is born, a certain amount of fixed deposit or money to be paid in installments and that would earn a sizeable amount by the time the girl becomes grown up and become suitable for marriage, say at the age of twenty.
    • Thirumagal Marriage solvency scheme!
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    • Many whop resort to put their weight around a marriage and take loans and spend very much beyond their capability end up paying high interest to the lenders and become worried for their life! The girl who got married also spends sleepless nights, thinking of her unfortunate parents who had ended up in loans and are suffering for making her get married. Should one throw money this way just for ‘a day’s show?’. Cannot we think of conducting the marriage by simpler means? We should think seriously and stop this menace. We should act constructively.
    • A good change!
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    • Twenty years ago, marriages were conducted for five or three days at a stretch, ending up in feasting for all three times, all the days, wherein an enormous amount were spent on food and lavishing parties. Nowadays these system are gone and many conduct the reception function on the very same day evening of the marriage. This is an excellent ‘time and cost’ saving idea.
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    • Unwanted pompous expenses
    • Let us come back to discuss the marriage expenses. Normally in South India, the reception expenses are Bourne by the groom's family and the marriage expenses by the bride’s family. Most of the money is spent on clothes, jewellery, Marriage Hall rental, Decorations and food.
    • Wasted food is money that goes waste!
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    • Keep the expenses to prepare the food aside for this discussion. Think of those wasted or thrown out after the marriage feasts are over. You will be for a rude shock! There is always a maximum limit one can consume at a time. But we see in most cases, the marriage feast consists of varieties of food fed much beyond ones eating capacity. Eventually not all food that is served in eaten and they get thrown out in the dust bin. Many items would not be liked by you, but before you could spell it out or refuse, the item in question would have been served to you!
    • Food that gets wasted within the kitchen
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    • Worser situation, is when the food that gets cooked and not being served. That constitutes another 20- 50% food sometimes! One may predict for an example, say one thousand guests and prepare food accordingly. But due to unforeseen circumstances, only five hundred would have attended the feast. What happens? The remaining fifty percentage of the food goes unserved, and waste! One should remember that we cannot produce even one grain by any magic! We have to at least wait for full six months to get the crop of this grain!
    • Need of the hour: One schedule marriage
    • Why cannot marriage become a one evening affair? Why can’t all the functions be conducted at one time, say either in the morning or in the evening? Many neighbouring states, Christians and many north Indians conduct marriages only in the evening. If we have to conduct only in the morning, why not conduct it in a temple, and have a feast during night elsewhere? Why to waste rental money hiring the mandaps or halls for two full days? Why should so much food go waste? How many poor citizens in our country go without food the whole day? How many sleep with a wet cloth on their belly to ward off hunger? Who is going to become angry on you if you do not spend on multi-period feasts? Those who over feed themselves in the marriages get stomach aches as they are full but in another corner, a hungry man also gets stomach ache as his stomach has not felt food for many days!
    • Here is an alternative
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    • If hospitality and serving others are your sole aim, then do this way. Just prepare more food on the marriage day and send them to orphanages, call poor people around and feed them sumptuously. Those deprived children will have at least some good food and also will whole heartedly bless those who fed them. The workers and cooks also get employment due to your generosity. The principled simplicity club members will surely help you to conduct such marriage feasts, if you approach us.
    • One feast which made one feel sad…
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    • I happened to attend a rich family marriage recently. The food was served in buffet style, the vessels with all delicacies were kept in rows one after the other both catering south Indian as well as Northern dishes. Guests were free to serve themselves, any quantity they want. After the food was over, all types of betel leaf ‘paan’ was served with the same vigour, as they served the food. The guests too were unrelenting. They made way for the paan to go in and had a gulp of that too. Alas, I could overhear two speaking to themselves: “ Should he show off his money this way?” There is a limit to be flashy. This limit got broke here in this dinner. The guests may feel that what happened was not fair in many counts… I would reinstate my opinion: Marriages should be conducted in a simple way.
    • A doctor’s great advice
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    • A doctor once told me, “One day marriage feast cuts down your life, by a day. Yes, of course! What is prepared to satiate only your taste buds end up in creating a commotion inside and would also invite all illness. The tongue may wager happily, but what about your heart, liver and digestive system? They may wail! The host spends a lot and the guest has no use of this lavish food, except for increasing his appetite and satisfy ones taste buds. Then why go for such unwanted lavishness? Here are few ideas to overcome this problem:
    • Ideas
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    • Conduct the marriage just in one period of the day, i.e., either morning or in the evening.
    • Feed only once.
    • Prepare few items that would satisfy the taste buds and are also good for health. Just serve only those limited items to the guests. That too, in the buffet system. The guests themselves will choose and have only those items they want to eat and not waste anything else.
    • The food plate should not be too big. Shouldn't be too small too! It should be of medium size. Many attractive items may pull the guest towards them and irk the desire in him/ her to have more. Many would fill their plates with those temptive items and end up wasting them. So, better go for nominal or medium sized plates.
    • If there is a display of the items to be served, as we do in hotels, one can make the guest ask for only those he wishes to eat and avoid serving all items to the guest.
    • The problems which multiply
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    • Those who serve are in a hurry. They want to finish their task faster. They have every reason to hurry up things. The next batch of guests would be waiting for their turn to occupy the seats in the dining hall! Worse, they would stand behind the one who is eating. The guest while eating does not feel comfortable as he is put under pressure to finish fast. The food which turns up unused or untouched land in garbage fills. The flies and mosquitoes cover that area and we can see a bad smell or odour emanate from the waste food pile which also is a generator of all germs! One may even observe some slums near the marriage hall. The one who is over fed and the one who has not seen food at all, both suffer with stomach ache. This book finds a way out to eliminate both stomach aches, by the tool ‘principled simplicity’. Is that OK?
    • Here is a simple plan
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    • Every village should have a social welfare scheme
    • The volunteers of ‘principled simplicity’ can also run this in their name. Those who follow ‘principled simplicity’ will be called as ‘principled simplicists’. By following this scheme, no food goes waste. The excess and unwanted cooked food, would be shared with those who have no square meal a day.
    • This scheme can be named as ‘principled simplicity scheme’. Meet the parents of the groom and the bride groom separately. Explain the evils of spending more and convince them for adopting a simpler strategy.
    • Create a forum for observing this ‘principled simplicity scheme’. You can do this in three ways:
    • Scheme one:
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    • Go with separate bags to the marriage halls. After food is served, go to each guest and request them to drop any items they feel they cannot eat, into the bag. Please see to that, each bag or food does not get mixed; otherwise the beneficiary may not like the mixed food!
    • To do this in a better way, one may keep a paper plate besides each leaf. The following message should be printed on that plate:
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    • ‘ We join you in wishing the marriage couple, for a long happy married life. If you feel that you may not eat any of the served items, kindly leave it them on this paper plate kept aside for that purpose. We would collect, segregate and serve them to the poor and deprived. The wishes of those, who get the food by this small gesture also would wish the married couple a happy married life, if we jointly do this; you will also get the blessings of unknown starving brethren who would wish this donor a happy life.”
    • - ‘principled simplicity’ forum
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    • Without making any fuss or drawing the attention of the guests, collect the food and take it to the nearby slum or to an orphanage and distribute to them. Similarly the food cooked in excess, that goes waste without being served, straight from the kitchen can also be collected to be fed to poor people.
    • Scheme two:
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    • Try to get a three wheeler donated to your forum by any famous company. Preferably a motorized one; Keep the closed vessels in that vehicle while serving. After the marriage feast is over, the remains can be taken in the same vessels and be served to the needy.
    • Scheme three:
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    • Have a daily collection system, wherein you may collect the leftovers and excess food from hotels and hostels which can also be given to the poor.
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    • None needs money to conduct the above said schemes. What we need is to spare some effort and time. By sparing few minutes aside for such noble cause, you may wipe off few drops of tears from a poor soul.
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    • There is no dearth of such schemes. The benefits of these schemes are:
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    • We avoid wasting food
    • The food goes to the needy and the deprived ones. You will be hailed as one who gave life to many by feeding them at least once in a day.
    • You do not need any money for these schemes.
    • What you need is some human heart, time, effort and a socially inclined mind.
    • Another extravagance…
    • Other than food, people also spend a lot on marriage costumes and dresses, jewellery and attires. Most of them would not wear their marriage suit or special sari ever again in their life. Then why go for such costly dresses, which cannot be worn afterwards? After years, it would be only good enough to be given in exchange for buy stainless steel utensils! Should we really spend such huge amount of money for a dress which we would wear only once in life time? Is it not worthy to save the money which would go waste? All saved is as good as an earning, is it not?
    • Is it a poster or a marriage invitation???
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    • There is one more unwanted expense in a marriage. The wedding cards. People resort to print very costly, lavish cards. Some we find of sizes more than a feet! People who receive develop an aversion to such a show and glamour.
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    • In our seventh intelligence symposiums and workshops, we display some twenty different invitations as exhibits. The biggest among them was almost one foot long and the single card cost was Rs.100/- several years ago. There was a tiny card among those exhibits too. This was just two inches long and two inches wide! When we asked most of the attendees to pick the card they liked most, almost 80% of them picked this smaller card. What we learnt from that was that pomp, glamour and size does not attract a reader, but simple and neat ones do attract readers! So here is a humble request we put forth:
    • Please make simpler cards for marriages, birthdays or any other occasions. Avoid wasting paper. Trees are cut to make papers. We can save our mother earth from destruction. You please do not be instrumental for destructing the trees, indirectly. Use only recycled papers to print invitations.
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    • The most important view point.
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    • If you want to use the opportunity of a marriage to feed many? If so, then hire an economically priced chowltry or a hall, only to feed the poor. They all will eat and bless the married couple. You will also feel satisfied. Please do not forget that the best of donations is feeding the poor.
    • Do not gift cloth to those who already possess big ward robes
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    • People who find it difficult to choose what to wear from the best they have in their almirah which is full, need not be gifted clothes again. Instead, we can gift some cotton clothes to the needy and the deprived section of the society.
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    • Here is some food for thought. An elderly man advised a group of poor people, “Wash and wear even though it is a rag,”. Hesitantly a young woman came near him and enquired, “I agree, but what to wear when the rag is drying?” so, is the situation of many in our country. Better donate and make others donate too. Through ‘principled simplicity’ spread true love, spread humanity.
    • Wedding gift
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    • We do not go empty handed to a wedding. Also, we do not come back empty handed. But let’s plan the gifts, both ways. The gift should be a memorable, not just a ritualistic one.
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    • There is a system in the Western countries. Those who intend to gift, openly inform the wedding couple about the budget they plan to gift and would enquire what the couple intend to buy with that. Then they jointly decide the best usable gift which makes both the giver and the beneficiary happy. We can also follow that.
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    • Many give similar items as wedding gifts. There is no use of such items. The only use is, we again tend to give away one among those received, as a wedding gift to someone else! Like, money, there are many useless gift articles which make circles among marriages.
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    • If you feel your gift should be useful, simply why not gift a cheque to the couple? If you want a fancy gift, you may give a ‘gift cheque’ that are available in all banks, printed with floral decorations.
    • Gift the gifts as service to God
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    • A well known philanthropist, Mr. N.K.T. Muthu was known for his charitable attitude. People were surprised that when his son got married, he never mentioned in the wedding card that gifts need be avoided. So they had no other way, but to carry expensive gifts to the marriage. To the surprise of all, there was a small counter near the marriage dais. It was marked as ‘Helping hands’ the name of a well known orphanage. All who went to the marriage with gifts, were guided straight to that counter and the volunteers there happily received the gifts as donation! The donors now knew where the gifts were going. They felt blessed and happy. So were the marriage couple, their relatives and last but not the least, were the beneficiaries, of the ‘Helping hands’ orphanage.
    •  Here is Vellore Srinivasan’s excellent gift scheme
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    • Vellore Srinivasan is one among the youth as dreamt by Swami Vivekananda. If we get another ninety nine Srinivasans, I am sure India will attain the Numero Uno status amongst all nations! Go to the city of Vellore, in India, to know more about this young gentleman, Srinivasan. You will be surprised, seeing him. This best task master, the right brained Srinivasan has implemented one of the best wedding gifts scheme, I have ever seen.
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    • The male calves are shunned by the owners, as they do not yield milk. These are sold to butchers for meat. Srinivasan and his men adopt such hapless calves and breed them in their farm. The green waste and leaves thrown from hotels and restaurants, hostels are collected as fodder to these calves. The calves excrete cow dung. The cow dung in turn is converted to bio-manure and bio- fertilizer! So, by usefully converting all discards – the calf, the wasteland and the excreta as bio-manures, he conserves the environment and also saves the lives of the calves. What a noble and innovative thought! The master mind to adopt the calves is one Mr. Satheesh, who follows the principles of the great Saint Ramalinga Adigal, who preached, “See the Great light, through love” i.e., Love is God. These lucky calves do face death one day, naturally with age and not by butchery.
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