Rural Housing Indira Awaas Yojana



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Rural Housing Indira Awaas Yojana

  • Performance
  • Review
  • Committee
  • 16th – 17th July 2010
  • Government of India
  • Ministry of Rural Development

Aspects Covered

  • Financial & Physical Performance (2009-10)
  • Financial & Physical Performance (2010-11)
  • Improving Quality of Houses
  • Homestead Scheme
  • Differential Rate of Interest (DRI)
  • Permanent IAY Waitlists
  • Monitoring & IAY-MIS
  • Performance Output Matrix (POM)
  • State Action Plan

Salient Features of IAY

  • Unit Assistance Revised w.e.f. 1/4/2010
    • Rs. 45,000 for new construction in plain areas as against Rs. 35,000
    • Rs. 48,500 for new construction in hilly areas as against Rs. 38, 500
    • Rs. 20,000 as credit under DRI at interest rate of 4%
  • Allocation to States/Districts
    • to States on the basis of 75:25 weightage to housing shortage and poverty ratio respectively
    • to districts on the basis of 75:25 weightage to housing shortage and rural SC/ST population respectively
  • Earmarking of Funds
    • Sanctions in the name of women or jointly
    • 60% funds for SC/STs & 15% for minorities
    • 3% for physically handicapped
  • Selection of Beneficiary
    • From Permanent IAY Waitlist based on BPL list of 2002
    • There are separate lists for SC/ST & others
    • Lists are displayed publicly
  • Type Design of House
    • State Govts. are to finalize type design & facilitate construction
    • Beneficiaries to construct by themselves
    • State Govt/DRDA to provide information on appropriate technologies
  • Allocation of Funds under normal IAY
  • Rs. 8494.70 crore
  • Central Releases
  • Rs. 8635.73 crore
  • Total Available Funds
  • Rs. 15851.71*crore
  • Utilisation of Funds
  • Rs. 13288.99 crore
  • Percentage Utilisation
  • 83.83%
  • Physical Target
  • 40.52 lakh
  • Houses Completed
  • 33.84 lakh
  • Physical Achievement
  • 83.52%
  • Houses Under Construction
  • 22.73 lakh
  • Financial & Physical Performance (2009-10)
  • *includes opening balance, central release & state release
  • Physical Achievement during (2009-10)
  • STATES
  • TARGET
  • Ach.
  • % Ach.
  • STATES
  • TARGET
  • Ach.
  • %Ach.
  • AP
  • 371982
  • 434733
  • 116.87%
  • MIZORAM
  • 3504
  • 4851
  • 138.44%
  • ARN. PRD.
  • 10873
  • 6026
  • 55.42%
  • NAGALAND
  • 10878
  • 11645
  • 107.05%
  • ASSAM
  • 240446
  • 181162
  • 75.34%
  • ORISSA
  • 215715
  • 170766
  • 79.16%
  • BIHAR
  • 1098001
  • 653214
  • 59.49%
  • PUNJAB
  • 31674
  • 27108
  • 85.58%
  • CHH’ GARH
  • 57520
  • 58449
  • 101.62%
  • RAJASTHAN
  • 91670
  • 86992
  • 94.90%
  • GOA
  • 2291
  • 1864
  • 81.36%
  • SIKKIM
  • 2080
  • 1819
  • 87.45%
  • GUJARAT
  • 182429
  • 166760
  • 91.41%
  • TAMIL NADU
  • 148929
  • 169753
  • 113.98%
  • HARYANA
  • 25611
  • 23788
  • 92.88%
  • TRIPURA
  • 21182
  • 8322
  • 39.29%
  • HP
  • 8212
  • 9295
  • 113.19%
  • UP
  • 493156
  • 483949
  • 98.13%
  • J &K
  • 25508
  • 18594
  • 72.89%
  • UTT’HAND
  • 22476
  • 20373
  • 90.64%
  • J’KHAND
  • 97926
  • 87524
  • 89.38%
  • WB
  • 297564
  • 230155
  • 77.35%
  • KAR’TAKA
  • 143311
  • 158417
  • 110.54%
  • A& N ISLANDS
  • 2750
  • 242
  • 8.80%
  • KERALA
  • 79695
  • 51590
  • 64.73%
  • D& N HAVELI
  • 458
  • 0
  • 0.00
  • MP
  • 114396
  • 96877
  • 84.69%
  • D& DIU
  • 205
  • 0
  • 0.00
  • MAHA’TRA
  • 224323
  • 207695
  • 92.59%
  • LAK’DWEEP
  • 229
  • 88
  • 38.43%
  • MANIPUR
  • 9439
  • 2363
  • 25.03%
  • PON’CHERRY
  • 1370
  • 47
  • 3.43%
  • MEG’LAYA
  • 16440
  • 9875
  • 60.07%
  • TOTAL
  • 4052243
  • 3384336
  • 83.52%

Financial & Physical Performance (2010-11)

  • Allocation of Funds under normal IAY
  • Rs. 9716.20 crore
  • Central Releases
  • Rs. 4306.70 crore
  • Total Available Funds
  • Rs. 9179.64 crore
  • Utilisation
  • Rs. 1663.07 crore
  • 18.12%
  • Physical Target
  • 28.08 lakh
  • Physical Achievement
  • 1.06 lakh
  • % Physical Achievement
  • 14.24%

Releases: Ist Instalment Held-up (2010-11)

  • States
  • Districts
  • Reason(S)
  • Arunachal Pradesh
  • Anjaw, Dibang Valley, East Siang, Kurung Kurmey, Lohit, Papum-pare and Upper Siang
  • 40 Districts could not be processed for want of certain information/ documents from concerned DRDAs.
  • Assam
  • Lakhimpur
  • Bihar
  • Araria, Gopalganj, and Champaran East
  • Gujarat
  • Bhavanagar and Junagadh
  • HP
  • Kinnaur & Lahul spiti
  • J&K
  • Ganderbal, Leh, Kargil, Pulwama, Shopian & Srinagar
  • Manipur
  • Bishnupur, Chandel and Imphal East
  • Orissa
  • Jagatsinghpur and Kalahandi
  • Punjab
  • Jalandhar Ludhiana, Muktsar & Roopnagar
  • WB
  • South 24 Parganas & Darjeeling
  • UTs
  • All

Releases: Part of Ist Instalment Held-up (2010-11)

  • States
  • Districts
  • REASON(S)
  • Arunachal Pradesh
  • Changlang, Lower Subansiri, Lower Dibang Valley, Tawang, Tirap, Upper Subansiri, West Kemeng and West Siang
  • Part first instalment has been released to 33 districts but release of balance first instalment is held up for want of fulfillment of conditions imposed while releasing 2nd instalment of IAY funds last year.
  • Assam
  • Cachar
  • Bihar
  • Kishanganj, Saharsa, Purnea, Saran, Madhepura and Muzaffarpur
  • HP
  • Bilaspur and Mandi
  • J&K
  • Anantnag, Baramulla, Bandipora, Budgam and Kulgam
  • MP
  • Hoshangabad, Dindori, Ashoknaga, Katni and Sidhi
  • Maharashtra
  • Bhandara and Nandurbar
  • Manipur
  • Thaubal and Ukhrul
  • Meghalaya
  • Jaintia Hills
  • Orissa
  • Bolangir

Releases-Queries for 2nd Instalment (2010-11)

  • States
  • Districts
  • Reasons
  • Assam
  • Baksa, Dibrugarh, Darrang and Kamrup
  • 112 districts where full first instalment has been released but with certain conditions to be fulfilled before release of 2nd instalment during the current year
  • Bihar
  • Darbhanga, Buxer, Bhojpur, Samastipur, Bhagalpur, Siwan, Banka, Nalanda, Aurangabad, Sitamarhi, Rohtas, Gaya and Jamui
  • Chatisgarh
  • Jhanjgir Champa, Koria, Korba, Mahasamund, Raipur, Raigarh, Surguja, Bastar, Dantewada, Kanker and Rajnandgaon
  • Gujarat
  • Dahod
  • HP
  • Bilaspur, Chamba, Mandi and Hamirpur
  • J&K
  • Kishtwar, Kupwara, Poonch and Samba
  • Jharkhand
  • West Singhbhum, Ranchi, Bokaro, Chatra, East Singhbhum, Garwah, Gumla, Hazaribagh and Lohardaga
  • Karnataka
  • Davangere, Bellary and Uttar Kannada
  • MP
  • Damoh, Burhanpur, Chhindwara, Panna, Balaghat, Jhabua, Ujjain, Khargaon, Annuppur, Jabalpur, Bhind and Sehore
  • Maharashtra
  • Beed, Jalna, Latur, Chandrapur, Kolhapur, Nasik, Pune, Wardha, Yavatmal
  • Orissa
  • Malkangiri, Dhenkanal, Puri, Sundargarh, Nayagarh, Sambalpur, Bargarh, Gajapati, Rayagada, Boudh and Deogarh
  • Punjab
  • Nawanshahar, SAS Nagar Mohali and Hoshiarpur
  • Rajasthan
  • Bhilwara, Jhalawar, Bundi, Sikar, Barmer, Churu, Dausa, Jallore, Jhunjhunu, Kota, Pali, Rajasmand, Tonk, Udaipur and Baran
  • Tamilnadu
  • Perambalur, Sigagangai, Thanjavur, The Nilgiris
  • Utt’khand
  • Pauri Garhwal and Tehri Garhwal
  • UP
  • Bara’ki, G.B.Ngr, Sultanpur, Bahraich, R.Bareli, Shrawasti & Unnao

Utilization of funds should be at least 60% of Total Available Funds (TAF)

  • Utilization of funds should be at least 60% of Total Available Funds (TAF)
  • Utilization means funds released to beneficiary not to implementing agencies
  • Opening balance in UC must tally with closing balance in Audit Report of previous year
  • Reporting of Outcome performance as part of UC
  • Separate UC & Audit Reports for the funds released under 5% IAY meant for natural calamities and for special packages
  • Closing balance to be less than 10% of TAF
  • In case of excess closing balance utilize 75% of TAF by 31st December
  • Diversion of IAY funds including interest for other purposes not permitted
  • Proposals to be submitted only online
  • Requirements for Release of 2nd instalment Funds

Houses Sanctioned (2010-11) Target & Sanction

  • States
  • Target
  • Sanction
  • %Sanction
  • States
  • Target
  • Sanction
  • %Sanction
  • AP
  • 257104
  • 193953
  • 75.44%
  • MANIPUR
  • 6707
  • 0
  • 0.00
  • ARUNACHAL P
  • 7726
  • 2030
  • 26.27%
  • MEGHALAYA
  • 11681
  • 824
  • 7.05%
  • ASSAM
  • 170849
  • 121797
  • 71.29%
  • MIZORAM
  • 2489
  • 80
  • 3.21%
  • BIHAR
  • 758904
  • 211724
  • 27.90%
  • NAGALAND
  • 7730
  • 6455
  • 83.51%
  • CHHAT’GARH
  • 39759
  • 3505
  • 8.82%
  • ORISSA
  • 149100
  • 97452
  • 65.36%
  • GOA
  • 1584
  • 819
  • 51.70%
  • PUNJAB
  • 21893
  • 4854
  • 22.17%
  • GUJARAT
  • 126090
  • 73081
  • 57.96%
  • RAJASTHAN
  • 63362
  • 49184
  • 77.62%
  • HARYANA
  • 17703
  • 12170
  • 68.75%
  • SIKKIM
  • 1478
  • 0
  • 0.00
  • HP
  • 5793
  • 1619
  • 27.95%
  • TAMILNADU
  • 102939
  • 21231
  • 20.62%
  • J&K
  • 17995
  • 5985
  • 33.26%
  • TRIPURA
  • 15050
  • 0
  • 0.00
  • JHARKHAND
  • 67691
  • 53789
  • 79.46%
  • UP
  • 340868
  • 45169
  • 13.25%
  • KAR’TAKA
  • 99055
  • 0
  • 0.00
  • UTTA’KHAND
  • 15856
  • 2277
  • 14.36%
  • KERALA
  • 55084
  • 5119
  • 9.29%
  • WB
  • 205671
  • 36893
  • 17.94%
  • MP
  • 79073
  • 6785
  • 8.58%
  • Total
  • (except Uts)
  • 2804286
  • 962851
  • 34.33 %
  • MAHA’TRA
  • 155052
  • 6056
  • 3.91%

Statewise Physical Performance (2010-11) Houses Completed

  • Houses completed between 40%-60%
  • Nagaland (41.53%)
  • Houses completed between 20%-40%
  • Chhattisgarh (28.18%), Jharkhand (38.79%).
  • Houses completed
  • less than 20%
  • Andhra Pradesh (19.91%), Arunachal Pradesh (6.06%), Assam (11.44%), Bihar (11.15%), Goa (3.98%), Gujarat (14.79%), Haryana (18.27%), Himachal Pradesh (0.07%), J&K (0.92%), Karnataka (19.42%), Kerala (13.18%), Madhya Pradesh (17.05%), Maharashtra (3.32%), Manipur (1.64%), Meghalaya (4.07%), Mizoram (0.04%), Orissa (13.71%), Punjab (5.09%), Rajasthan (6.62%), Uttar Pradesh (2.82%), Uttarkhand (8.57%) and W. Bengal (13.18%). A & N Islands (0.65%)
  • Houses completed ‘NIL’
  • Sikkim, Tamil Nadu and Tripura
  • Goa & Himachal Pradesh
  • Coverage of Physical Handicapped less than 1% of sanction
  • AP, Arn’chal Pradesh, Chhattisgarh, Goa,Gujarat, HP, Haryana, J & K, Karnataka, Madhya Pradesh, Manipur, Meghalaya, Mizoram, Maharashtra, Orissa, Rajasthan, Sikkim, Tripura, Uttar Pradesh, Uttarakhand & West Bengal and all UTs
  • Coverage of Women less than 50% of sanction
  • Arunachal Pradesh, Assam, Goa, Gujarat, Haryana, HP, J&K, Karnataka, MP, Maharashtra, Manipur, Mizoram, Nagaland, Orissa, Rajasthan, Sikkim, Tamil Nadu, Tripura, West Bengal & all Uts.
  • Coverage of Minorities less than 50% of sanction
  • All States – Uts, except Andhra Pradesh and Assam

Task Force for Improving Design & Quality of IAY Houses

  • Design & Quality of Houses
  • Efforts should be made to ensure that the IAY house is a pucca one with permanent walls and permanent roofing.
  • Each State Government is required to finalize type designs for the IAY house along with technical and material specifications based on the above principles.
  • For all type designs approved by the State Government, the State Government should take responsibility and train sufficient number of masons and other mechanics for execution of the house as per the type designs.
  • Cluster approach is to be followed to facilitate better supervision, convergence of schemes and economies in purchase.
  • Basic Amenities
  • In addition to providing sanitary latrine in every house by dovetailing funds from Total Sanitation Campaign (TSC), IAY scheme should also have convergence with DWS for providing drinking water, with Rajiv Gandhi Gramin Vidyutikaran Yojana for providing free electricity connection, with Insurance companies for Jan Shree/Aam Admi Bima and beneficiaries should be encouraged to use clean fuel as well as have kitchen gardens.

Task Force for Improving Design & Quality of IAY Houses-contd.

  • Release of Funds
  • The funds should be released either in two or three instalments. Ideally, the funds should be distributed to the beneficiaries in two instalments, first instalment with the sanction order and the second instalment when the construction reaches the lintel level.
  • Technical Supervision, Monitoring & Transparency
  • Technical supervision shall be provided at least at the foundation and the roof laying stages.
  • An effective complaint Monitoring System with adequate staff should be set up at the state level which can visit, independent of the regular execution wing and give a report to the implementing agencies about the short-comings/shortfalls, for effective redressal.
  • System of social auditing of the Scheme shall be introduced by the State Governments.
  • Action at Centre
  • Resource Centre being established
  • Knowledge Network being envisaged

Action Plan for allotting Homestead Plots BPL Families Without House-sites

  • States
  • No. of BPL families as per Permanent IAY Waitlists who have neither land nor housesite
  • No. of BPL families whose occupied land, if any, can be regularized/can be provided Govt. land for homestead site
  • No. of BPL families for whom land is to be purchased/acquired for allotment as homestead sites
  • AP
  • 8,80,071
  • 3,28,551
  • 5,51,520
  • Assam
  • 1000
  • -
  • 1000
  • Chh’garh
  • 34,029
  • 11,917
  • 22,112
  • Goa
  • 1053
  • -
  • 1053
  • Gujarat
  • 1,93,384
  • -
  • 1,93,384
  • Karnataka
  • 10,42,986
  • Not given
  • 10,42,986
  • Kerala
  • 4,65,177
  • 23,259
  • 4,41,918
  • Maha’tra
  • (13 Dists)
  • 196332
  • 156438
  • 189018
  • Me’laya
  • 77,996
  • -
  • 77,996
  • Mizoram
  • 4,211
  • 18,311
  • 55
  • Punjab
  • (5 dists)
  • 119
  • 119
  • 0
  • TN
  • 26,71,532
  • 5,12,452
  • 21,59,080
  • U’khand
  • 1,405
  • -
  • 1,405
  • WB
  • 4,43,879
  • 1,43,382
  • 3,00,498
  • Manipur
  • 1287
  • 15345
  • 1269
  • The following states had committed to submit proposals within 15 days Puducheery, Orissa, Punjab, Nagaland, Rajasthan & MP

Scheme for Allotting Homestead Plots

  • Basic Parameters
    • Should be a BPL household with neither land nor house-site & should belong to the Permanent IAY Waitlist
    • Rs. 10,000 or actual, whichever is less, on the basis of 50:50 funding by Centre & State
  • Incentivising States
    • Additional funds under IAY to the extent of plots allotted by way of regularization/allotment of Govt land / purchase / acquisition
  • Outcome
    • Proposals received from Bihar, Karnataka, Kerala, Sikkim, and Maharashtra
    • Funds released to Bihar, Karnataka, Kerala , Rajasthan and Sikkim
    • Proposals of Maharashtra is under consideration
  • Homestead Scheme
    • Preparation of Action Plan in Proforma I
    • Submission of proposals for fund release in Proforma II
    • Submission of proposals for incentivisation
    • Submission of MPR I & II

Differential Rate of Interest (DRI)

  • DRI Scheme can be used for borrowing upto Rs. 20,000/- per housing unit at interest rate of 4% per annum
  • Role of DRDAs
    • To create awareness about the loan available under DRI
    • To obtain loan application forms from willing beneficiaries & submission to the banks
    • To hold camps regularly to enable access to loan
    • To review the sanction of loan with the banks
    • In the year 2009-10, 48430 IAY beneficiaries availed loan under DRI
    • 1416 IAY beneficiaries of 4 States (Gujarat, Haryana, Jharkhand & WB) have availed loan under DRI during the year

Ensures transparency in the process of selection of beneficiaries

  • Ensures transparency in the process of selection of beneficiaries
  • Gram Sabha to have finalized Permanent IAY Waitlists based on BPL List 2002
  • Permanent IAY Waitlists to have been painted on the walls of Panchayat Buildings
  • Booklets to be prepared & uploaded on the website
  • Permanent IAY Waitlist

Waitlists prepared and painting completed

  • Waitlists prepared and painting completed
    • Assam, Chhattisgarh, Gujarat, Jharkhand, Madhya Pradesh, Nagaland, Punjab, Rajasthan, Tamil Nadu and Uttarkhand
  • Waitlists and painting near completion
    • Bihar, Himachal Pradesh, Jammu & Kashmir, Karnataka and Maharashtra
  • Waitlists prepared but painting not completed
    • Uttar Pradesh, Goa, Mizoram, Sikkim, Arunachal Pradesh and Lakshdweep
  • Waitlists still not prepared
    • Andhra Pradesh, Haryana, Kerala, Manipur, Meghalaya, Orissa, Tripura, West Bengal and Union Territories of Andaman & Nicobar, Daman & Diu, Dadra Nagar Haveli and Puducherry
    • Status of Permanent IAY Waitlists

46 districts have not provided online MPR I, II & III for March 2010

  • 46 districts have not provided online MPR I, II & III for March 2010
  • States have not provided MPR-3 for any District for March 2010 are AP, Orissa, Nagaland, Tripura, Sikkim and all Uts (except Lakshadweep)
  • Online Monitoring & MPR Formats
  • Arn. Pradesh
    • Anjaw, Dibang Valley, East Kameng, Kurang Kumey, Tirap and Upper Siang,
  • Assam
  • Baksa
  • Bihar
  • Kishangang, Purnea, Rohtas and Saran
  • Chhatisgarh
  • Dantewada
  • Goa
  • South Goa
  • Haryana
    • Palwal and Panchkula
  • J&K
    • Baramulla, Kishtwar, Leh, Poonch, Pulwama, Rajauri, Reasi, Shopian & Srinagar
  • Jharkhand
  • MP
    • Gwalior, Rewa, Tikamgarh, Ujjain and Seoni
  • Maharashtra
    • Washim and Buldana
  • Manipur
    • Bishnupur, Chandel, Churac’pur, Imphal E, Senapati, Tam’long & Ukrool
  • Tripura
    • South Tripura and West Tripura
  • A&N Island
    • Nicobar

Format for capturing beneficiary data designed to capture data on

  • Format for capturing beneficiary data designed to capture data on
    • Location details, personal details, housesite details, sanction & completion details, fund release details, convergence details
  • Loose coupling of this data with BPL Census 2002 for
    • State, district, block, panchayat, village, beneficiary
  • State / district required to enter data of all
    • Houses sanctioned during 2010-11
    • Incomplete houses as on 31-3-2010
  • Format now made part of IAY-MIS
    • AWAASS OFF has been developed
    • Stakeholders who can access MIS are citizens, beneficiaires, gram panchayats, blocks, districts, States & Ministries
    • To be launched on 16.7.2010
    • Training to be conducted from 28th to 30th July, 2010
  • Database of Beneficiaries & Development of IAY-MIS

Performance Output Matrix (POM)

  • This is meant to be a MOU with States
  • State to indicate outcomes & timeline to achieve the same
  • Central Government to indicate its commitment
  • Review to be based on POM

Performance Output Matrix Format

  • Deliverables
  • Responsible Agency / Team / Person
  • Current Status
  • Planned Outcome
  • Action Plan
  • Actual Outcome
  • Release of Funds
  • Proposals pending for 1st instalment
  • Submission of proposals for 2nd instalment
  • Proposals pending for restoration
  • Status of release of funds
  • Financial Performance
  • Utilisation of funds
  • Balance funds available

Performance Output Matrix Format

  • Deliverables
  • Responsible Agency / Team / Person
  • Current Status
  • Planned Outcome
  • Action Plan
  • Actual Outcome
  • Physical Performance
  • Houses sanctioned & Completed
  • Backlog incomplete houses
  • Houses earmarked for Women, SC/ST, Minorities, Disabled
  • Houses constructed with SL / SC
  • Special Package
  • Submission of proposals for 2nd installment
  • Houses sanctioned/Completed
  • Submission of MPR
  • Permanent IAY Waitlists
  • Status / Painting of Waitlists
  • Improving Quality of Houses
  • Fixation of pattern of fund releases
  • Technical supervision at basement/lintel level

Performance Output Matrix Format

  • Deliverables
  • Responsible Agency / Team / Person
  • Current Status
  • Planned Outcome
  • Action Plan
  • Actual Outcome
  • Homestead Scheme
  • Preparation of Action Plan
  • Submission of proposals for funds release
  • Submission of proposals for incentivisation
  • Submission of MPR I and II
  • DRI Scheme
  • No. of beneficiaries benefitted
  • No. of loan applications submitted
  • Convergence with Other Schemes
  • Submission of MPR - III
  • Convergence with RGGVY
  • Convergence for Clean fuel
  • Convergence for Kitchen Garden
  • Convergence with Insurance Schemes
  • Convergence for Habitat Development

Performance Output Matrix Format

  • Deliverables
  • Responsible Agency / Team / Person
  • Current Status
  • Planned Outcome
  • Action Plan
  • Actual Outcome
  • No. of reported online MPRs
  • No. of districts reporting MPR online
  • Database of beneficiaries & AWASSOFT
  • Database uploaded
  • Operationalizing AWASSOFT
  • Conduct of Social Audit
  • Village covered
  • Action Taken Report
  • Parliament Assurances
  • C&AG Reports / Audit Paras
  • VIP References
  • Complaints

Performance Output Matrix Format

  • Deliverables
  • Responsible Agency / Team / Person
  • Current Status
  • Planned Outcome
  • Action Plan
  • Actual Outcome
  • Action Plan for 2010-11
  • Funds allocated
  • Target for house construction
  • Action Plan for Improving Qty of Houses
  • Action Plan for Homestead Schemes
  • Action Plan for DRI Loans
  • Staff support for Rural Houses
  • Initiatives and Reforms
  • Best Practices
  • Constraints and Issues
  • Way Ahead

State Action Plans for Rural Housing

  • Action Plan for achieving various goals of Vision Plan particularly the goal of replacing of all kutcha houses in rural areas by 2016-17
  • Action Plan for Homestead Scheme
  • Action Plan for disbursing DRI loans
  • Action Plan for improving quality of houses
    • Prepare type design
    • Provide inputs on technology
    • Facilitate availability of building material
    • Impart Training

Thank You



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